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Vacation rentals with lake access in Fort Walton Beach

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Fort Walton Beach

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite

A view of a lush landscape featuring tall palm trees in the foreground and a well-maintained grassy area. Beyond the lush greenery, coastal homes and the ocean can be seen, with a clear blue sky above and gentle waves in the distance.

Townhouse in Destin

4.98 out of 5 average rating, 121 reviews

Waterview Villa/ Pool/ 3 Min to beach/ 2 King Beds

Nestled in the heart of Destin, FL, this upper-level 2-bedroom, 2-bathroom duplex is the perfect retreat. Wake up to serene private lake view from your balcony and enjoy the convenience of being just steps from the pristine white sand beach. Each bedroom features a plush king bed, while the fully equipped kitchen makes dining effortless. Relax by the community pool or savor tranquil evenings on your private patio. This villa combines coastal charm with modern comfort for an unforgettable escape!

A small wooden deck is furnished with several adirondack chairs surrounded by lush greenery. Sunlight filters through the trees, creating a warm glow as it illuminates the natural landscape. A few logs are stacked nearby, enhancing the outdoor setting.

Camper/RV in Navarre

4.86 out of 5 average rating, 168 reviews

Bayfront Forest Camper with kayaks/nature trail

The best of both worlds. Our 11-acre waterfront family’s retreat is the ideal getaway for outdoor enthusiasts and beach lovers. With RVs on the front of the property and the occasional tent camper dispersed through out the acreage, you’ll enjoy time away from the crowds walking the mulched trail to the water or using the two kayaks provided for guest use. We offer additional experiences. Outdoor brunch for two/group, afternoon teatime, boho picnic, s’mores bundles, etc. Message with interest.

Top guest favorite

The spacious living area is highlighted by a modern sectional sofa in a muted tone. A contemporary television is mounted on a geometric accent wall, which is illuminated by soft, recessed lighting. Artistic decor adds a touch of character to the sleek atmosphere.

Condo in Destin

4.8 out of 5 average rating, 207 reviews

The Lovers’ Escape 229

Rebuild and set up for modern, young,social media and dine out enthusiasm COUPLE ONLY.this extremely modern LOFT is “the” place to relax, enjoy our 3 pool, tennis courts and 100 plus restaurants Destin have to offer.I du not tollerate disrespectful guest, seafood smell and smoke smell inside my places.if you are planning on cooking all day please find another place.here we make memories and we enjoy Destin.under 2 years old kid is also welcome!IMPORTANT FOR YOU TO READ OTHER DETAILS TO NOTE!

Top guest favorite

An open living space features a large flat-screen television mounted on a white wall. A comfortable sectional sofa is positioned around a coffee table, complemented by decorative elements such as a plant and books. A sleek kitchen bar with stools enhances the layout, creating a welcoming atmosphere.

Townhouse in Fort Walton Beach

4.94 out of 5 average rating, 189 reviews

Beauty & The Beach near Gulf Beaches & Bay

Relax in this calm/stylish getaway within walking distance to the gulf beaches. Our home sits next to the boardwalk only a 5 min walk to the beautiful white sands of the Gulf plus 1 min walk to the bay! Near restaurants/bars and fun family activities You’ll love the location/convenience of Okaloosa Island near beach access #1 Destin- 10 min drive Ft Walton Convention Center-5 min drive Downtown Ft Walton -10 min walk FWB Pier -10 min walk ✈️ Destin / Fort Walton Airport - 20 min drive

A cozy bedroom features a spacious bed covered in a light blue quilt. Two matching pillows are positioned at the head of the bed. A large window offers views of the surrounding landscape, with a picture of a coastal scene displayed above the bed.

Condo in Navarre Beach

4.94 out of 5 average rating, 157 reviews

La Playa Esmeralda - Panoramic Sunset Views

Welcome to La Playa Esmeralda, a beautifully renovated 2nd floor studio. Upon entering you'll be greeted by beautiful views of the Sound where the sunsets are unparalleled. This lovely condo includes 2 comfortable beds-1 regular and 1 Murphy bed, along with a coffee bar and fully equipped kitchen. You're just a 5 minute walk to the beach. Enjoy a dip in the pool, grilling in the gazebo and fish all night long on our large, lighted, private fishing pier, where no fishing license is required.

Top guest favorite

An aerial view captures the beachfront studio’s location within the Sandestin Resort. The image showcases the pristine white sand and turquoise waters, with pools visible nearby and lush greenery surrounding the buildings, emphasizing the resort’s spacious coastal setting.

Condo in Sandestin

4.98 out of 5 average rating, 166 reviews

Light &Airy ON Beach-Golfcart* in SanDestin Resort

Airy 1st fl. Sleek studio ON Beach. 🛺 Golf cart w/3+ nts. In Sandestin Resort between Destin & 30A. NEW Pool & Hot Tub! West Elm furniture & King bed with tropical view. Relax on the patio’s Bali bed listening to the waves. WiFi & 55” smart TV. Kitchen w/coffee cart. Washer/dryer. Enjoy free gym, tram, beach, trails, golf, dining, shopping & entertainment all without leaving the resort! Perfect honeymoon, baby moon, romantic getaway, girls trip, solo travel or lil’ fam vacay! *no animals

A large, mickey-shaped pool is surrounded by lounge chairs and tropical landscaping. In the background, the waterway can be seen, framed by palm trees and extending toward the horizon under a clear blue sky.

Condo in Fort Walton Beach

4.89 out of 5 average rating, 421 reviews

Relaxing Soundside Condo - WataView!

Vacation or work at our comfortable waterfront kitchenette studio in the heart of Fort Walton Beach. The sugar white sand beaches are just a short drive away, and adventure awaits right at your doorstep on Santa Rosa Sound. Includes pool and marina! Boat slip (28 Ft) available! The unit has a queen bed and futon that lays down to a full size bed. It's very comfortable for small groups. We are real owner-hosts and strive to keep our unit spotless and well supplied for our cherished guests.

A generous balcony features a round table surrounded by four striped chairs, offering ocean views. Two blue lounge chairs are positioned beside the table. The expansive space allows for comfortable relaxation while overlooking the beach and turquoise waters.

Condo in Fort Walton Beach

4.92 out of 5 average rating, 248 reviews

ISLANDER BEACH 5TH FLOOR GULF VIEW CONDO - 2BD/2BA

Islander Beach Resort is a 7-story structure of 114 condos on a short 2 mile stretch of Okaloosa Island and sits DIRECTLY on the beach. The building is painted aqua blue and gray, and all units overlook the ocean. There are 2 elevators and lots of parking. Guests can freely access the beach, pool, BBQ pits and parking area (a parking pass is needed), but you will probably spend the majority of your time on our large private balcony overlooking the pool and beach, listening to the waves.

A well-appointed kitchen area features a double sink with soap dispensers nearby. In the background, large windows offer expansive ocean views, framed by light curtains, while a cozy seating area with soft textiles invites relaxation.

Condo in Destin

4.98 out of 5 average rating, 124 reviews

1/1.5 Gulf View Condo Ariel Dunes 2 Beachfront

Enjoy the art, nature, and adventure of Miramar Beach in our lovely condo with beach access, on-site heated swimming pools, a fitness center with sauna, golf, tennis, pickle ball, basketball, dining and nightlife without leaving the complex! When you venture out, shopping at Silver Sands Outlet Center is a mile away, and Grand Boulevard and Sandestin Beach Resort are 3 miles away. End your relaxing day taking in the spectacular sunset with a glass of wine and loved ones on the balcony.

A bright and inviting living space features large windows overlooking the bayou. The room includes a spacious bed, a cozy seating area with a sofa, and a dining space. A statement chandelier adds a touch of elegance, while wooden accents enhance the warm ambiance.

Treehouse in Santa Rosa Beach

4.9 out of 5 average rating, 113 reviews

Romance On The Bayou

Escape the mundane and take your loved one to an oasis of romantic luxury on the bayou. Admire unparalleled serenity, beauty, and tranquility from every window! Enjoy high-end furniture with plenty of natural light for a private paradise experience. Get away from it all - with numerous outdoor games; Jenga, ring toss and more! Spend the day together in a canoe exploring nature's beauty. Build special memories around a custom fire pit, delightful chairs & tiki torches. #Romance

Top guest favorite

Palm trees frame the view, which showcases a waterfront area with a private dock extending into the intercoastal waterway. Nearby, boats are moored at multiple docks, with buildings visible in the background. A grassy area leads to the water's edge.

Condo in Fort Walton Beach

4.97 out of 5 average rating, 317 reviews

Just For You In Fort Walton Beach

Free parking. Aquamarine w/white décor. tile floors. studio with 1 queen bed, 2 smart TVs, intercoastal waterway view, off-street parking, 24-hour security, swimming pool, picnic/bbq area, cable TV, wifi, full bath, fully-equipped kitchen, microwave, convection oven. Balcony for viewing waterfront. Viewing area for sunset. No pets allowed. No service animals allowed due to guests' allergies which can cause physical reactions. NO CAMERAS ANYWHERE INSIDE THE CONDO.

A comfortable living area is featured with a brown leather sofa and a pair of armchairs. A wooden coffee table sits in the center, and large sliding glass doors provide unobstructed views of the beach and Gulf waters.

Condo in Miramar Beach

4.92 out of 5 average rating, 156 reviews

Majestic Sun Ocean view 1 Bedroom Condo

This Majestic Sun 1 bedroom condo is located across the street from the beach with unobstructed Gulf views. It is conveniently located within the Seascape Resort. Perfect for those looking to vacation within the heart of Miramar Beach while enjoying a stunning ocean view. The complex amenities include an indoor/outdoor heated pool, hot tub, and well equipped fitness center. Snowbirds if please inquire for monthly rates. **MUST BE 25 YEARS OF AGE TO BOOK PER HOA RULES**

Vacation rentals for every style

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Cottages

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A space thats all yours, with room for everyone

Popular amenities for Fort Walton Beach lake access rentals

Free parking on premises

Air conditioning

Lake access house rentals

A two-story green beach house is featured in a quiet cul-de-sac, with a golf cart parked in front. The house has a covered porch and multiple windows, surrounded by greenery and palm trees, offering a relaxing coastal vibe.

Home in Santa Rosa Beach

4.86 out of 5 average rating, 112 reviews

South of 30A. Golf Cart. Pool. Gym.

The ceiling features an oceanic mural in various shades of blue, creating an underwater ambiance. Two playful shark decorations suspend above a glass walkway, which offers a view toward the adjacent rooms. Bright light fixtures enhance the airy atmosphere throughout the space.

Home in Panama City Beach

4.86 out of 5 average rating, 149 reviews

Aqua! Under The Sea BNB! | Beach Access! | Pool

A private pool area is surrounded by lush palm trees and decorative murals. Two lounge chairs are positioned beside the pool, offering a relaxing space. Soft string lights illuminate the scene, enhancing the tranquil evening atmosphere.

4.94 out of 5 average rating, 104 reviews

Up to 40% off! Heated Pool, Pvt Beach, 2 King BR

The kitchen showcases an open layout with wooden cabinets and a large island featuring a cooktop and bar seating for four. Natural light brightens the space, where stainless steel appliances complement the modern design. A decorative piece is displayed on the wall.

Home in Pensacola Beach

4.76 out of 5 average rating, 131 reviews

Exclusive Grand Canal home near Pensacola Beach

The exterior of the three-story beach home is showcased, featuring a large, inviting pool surrounded by lounge chairs. A spacious deck is visible, with the front of the house displaying double gables and multiple balconies. Lush landscaping is present around the pool area.

Home in Navarre Beach

5 out of 5 average rating, 4 reviews

Private Pool, Steps to the beach

The three-story vacation home features a bright yellow exterior with a red metal roof and multiple balconies. Palm trees line the walkway leading to the front entrance, with a landscaped area adding a touch of greenery. The spacious driveway accommodates several vehicles.

Home in Santa Rosa Beach

4.94 out of 5 average rating, 140 reviews

Sunny Beaches on 30a

The backyard features a private saltwater pool surrounded by lounge chairs and umbrellas for shade. A large swan float is positioned in the water, and a patio area includes a grill, enhancing the outdoor space for relaxation and entertainment.

Home in Santa Rosa Beach

4.98 out of 5 average rating, 113 reviews

Saltwater Pool Firepit & BBQ Pet-Friendly Near 30A

A welcoming facade of a brick cottage features light-colored trim and a front porch. Lush greenery and decorative plants are positioned along the pathway, enhancing the entrance's appeal. The house is situated under a cloudy sky, providing a calm atmosphere.

Home in Gulf Breeze

4.95 out of 5 average rating, 130 reviews

Lake Here Beach Near Cottage between 2 beaches!

Lake access apartment rentals

A vibrant green chair is positioned near expansive glass doors, offering a view of the ocean beyond. Light-colored curtains frame the doorway, and a tropical-themed painting is mounted on the wall. A wooden cabinet with various amenities is visible to the right.

Apartment in Destin

4.72 out of 5 average rating, 263 reviews

Beachfront Condo, Ocean View 2BR/2BA, Majestic Sun

Top guest favorite

A wooden dock extends into Poquito Bayou, featuring a green umbrella providing shade over a seating area. The clear blue water reflects the sky, while the shoreline is lined with lush greenery. Nearby, a flag is visible, indicating a peaceful outdoor setting.

Apartment in Shalimar

4.99 out of 5 average rating, 159 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

Top guest favorite

Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.

Apartment in Santa Rosa Beach

5 out of 5 average rating, 31 reviews

Newly renovated modern studio steps from the beach

A cozy living area features a soft green sofa adorned with patterned cushions. A wooden coffee table sits on a geometric rug, while decorative mirrors and wall art enhance the space. Natural light illuminates the room through a nearby window.

Apartment in Santa Rosa Beach

4.91 out of 5 average rating, 137 reviews

On 30A! New 1BR Apt. w/ KING 10min walk to beach!

A spacious bedroom features a comfortable bed with blue and white striped bedding, complemented by a large round pillow. Two accent chairs are placed nearby, and large windows allow natural light to fill the room. A modern bathroom is accessible through a door.

Apartment in Fort Walton Beach

4.77 out of 5 average rating, 82 reviews

Luxury Pool/SPA/BEACH, 1BR w/Dol Views, Full KITCN

A modern living area features a leather sectional sofa paired with decorative pillows. A sleek, glass coffee table sits atop a patterned rug. The kitchen island, equipped with barstools, offers a view through large windows that provide natural light and overlook the landscape.

Apartment in Destin

4.92 out of 5 average rating, 172 reviews

Luxview

A light-filled open-concept living area features a green sectional sofa complemented by a white coffee table. Bar-style seating is arranged at the kitchen counter, with modern appliances visible in the background. Expansive windows are framed by beige curtains, enhancing the inviting atmosphere.

Apartment in Destin

4.87 out of 5 average rating, 111 reviews

The majestic Jewel

A spacious studio unit features a king-sized bed covered with soft linens and a cozy throw. A view revealing the ocean and coastal landscape is visible through large windows, while a sofa provides additional seating. Neutral tones enhance the contemporary design.

Apartment in Sandestin

4.83 out of 5 average rating, 184 reviews

OCEAN VIEW w/ Elevated Design - Luau Sandestin 1BR

Lake access cottage rentals

A light-filled bedroom features a cozy bed with a textured white coverlet. French doors open to a sitting porch with two comfortable chairs and festive wreaths. A decorative area rug and a vintage dresser add warmth and charm to the space.

Cottage in Freeport

4.86 out of 5 average rating, 106 reviews

Waterfront Private Suite, Keyless, mins to beach

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

Cottage in Santa Rosa Beach

4.96 out of 5 average rating, 103 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Cottage in Santa Rosa Beach

4.79 out of 5 average rating, 33 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

Cottage in Seagrove Beach

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Top guest favorite

A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.

Cottage in Santa Rosa Beach

5 out of 5 average rating, 32 reviews

Cozy cottage by the sea

A welcoming entrance features a covered porch adorned with vibrant pink flowers and a birdhouse. Two white chairs are positioned beside a small table, inviting guests to enjoy the serene setting. A decorative wind chime adds a touch of charm to the doorway.

Cottage in Mary Esther

4.83 out of 5 average rating, 151 reviews

Nature's Nest Cottage on the Sound - Pets Welcome!

Quick stats about vacation rentals with lake access in Fort Walton Beach

Total rentals
20 properties
Nightly prices starting at
€ 51 before taxes and fees
Total number of reviews
1K reviews
Family-friendly rentals
10 properties are a good fit for families
Rentals with dedicated workspaces
10 properties have a dedicated workspace
Wifi availability
20 properties include access to wifi

Destinations to explore