Vacation rentals with lake access in Okaloosa County

4.9 out of 5 average rating, 193 reviews

A panoramic view reveals a serene waterfront scene along Santa Rosa Sound. The landscape features grassy lawns, a pathway leading to the water, and several trees providing shade. Kayaks are visible near the shoreline, enhancing the outdoor recreational atmosphere.

Cabin in Mary Esther

Safe Harbor Cottage on Santa Rosa Sound - Pets ok!

Well furnished private one bedroom cottage with sunroom, patio, and carport. Full kitchen with bar counter. Has washer/dryer! There's a fenced yard with small deck, perfect for dog owners. The home is situated under shady oak trees with access to waterfront on Santa Rosa Sound. You can enjoy playing with the pooch, swimming, boating, kayaking, fishing, and viewing beautiful sunsets. It's a perfect location for visits to Hurlburt AFB, or vacationers seeking easy access to Ft. Walton and Navarre.

A serene lake view showcases gently swaying grasses along the shoreline. The water reflects clear blue skies and nearby palm trees. In the distance, residential buildings are visible, surrounded by green foliage, creating a peaceful atmosphere.

4.9 out of 5 average rating, 224 reviews

Destin beaches at an affordable rate

Cozy two bedroom condo that sits on a small lake. Lake is stocked with all types of fish and turtles. Be sure to bring turtle food to feed them :) and a fishing pole to catch the BIG one. Catch and release only please. Condo is within walking distance of Big Kahunas water park, the beaches and many fast and not-so-fast food restaurants. Complex has gated security that requires a code for vehicular access. Community is quiet and peaceful. There are 3 pools available from 9am until dusk

Top guest favorite

Apartment in Shalimar

4.99 out of 5 average rating, 148 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

Live like a local on beautiful Poquito Bayou in Shalimar, FL. This detached guest house will give you access to a gorgeous dock complete with private parking and located less than 20 minutes, by boat or car, from world class beaches and Destin. Our property can accommodate a 2-axle boat trailer. Wake up in the morning and watch the dolphin jump off the dock, fish, go for a swim, paddleboard, kayak or just relax with a cup of coffee. We will work with ALL DOD and DOD contractors and personnel.

4.94 out of 5 average rating, 17 reviews

A modern living area features a sectional sofa, a round coffee table, and a decorative rug. Large windows with blue curtains overlook a shared patio. Wall art depicting abstract sailboats complements the bright, inviting space, enhanced by overhead lighting.

Apartment in Destin

Updated Condo, lake view, gated complex

Beautiful Updated condo w/ Lake view . Less than a mile to the public beach. The 2 bedrooms with 2 king beds and pull out twins can sleep 8. 2 full baths. No stairs to climb on this ground unit however it is possible you may or may not hear upstairs guests walking. Bring your fishing pole to get a catch from the lake! Three pools (one heated) and tennis courts for hours of fun. Great location close to the Track, Harbor Walk, Destin Commons, Big Kahuna, restaurants and shopping galore!

Top guest favorite

A light and neutral living room features a modern leather sofa adorned with soft pillows. Two turquoise lamps flank a coffee table made of wood, enhancing the airy feel. A serene landscape painting hangs above, adding a touch of color to the relaxing atmosphere.

5 out of 5 average rating, 108 reviews

Beach access / Ocean View from balcony / King bed

Sugar Sand Crystal Beach Escape: Just across the street from two entrances to "Sugar Sand" Crystal Beach and featuring a large private balcony with stunning water views in two directions. King master with TV, hallway bunkbed cubby, and a queen gel foam sleeper. Enjoy 2 FREE parking spaces, a heated pool, and hot tub. In-unit washer/dryer. 2 Roku flat-screen TVs. Fully stocked kitchen with Keurig, coffee maker, and tea kettle. Community charcoal grill. *Must be 25+ unless active duty military.

Guesthouse in Fort Walton Beach

An aerial view captures the waterfront property nestled among greenery, showcasing spacious outdoor areas and easy beach access. The private beach is visible in the distance, framing the tranquil water, while neighboring homes add to the community atmosphere.

4.84 out of 5 average rating, 152 reviews

Private Guest House on the Water | Boat Docks!

You’re invited to enjoy the breathtaking panoramic views as you start your day on our private waterfront deck. This lovely beach house offers one queen bed in the bedroom, a twin/full bunk bed, and the sofa in the living room is a pull-out queen bed. Full-size kitchen and dining area. Dock your boat in a private boat slip for a small daily fee. ✔ OMG Views ✯ Waterfront ✯ Private Beach ✯ Entire Place ✯ Boat Slips ✯ Trailer parking ✯ 2 Story Dock ✔ Dog friendly ✔ Full Kitchen ✔ 2 x Smart TV

4.92 out of 5 average rating, 154 reviews

A serene view of a lake reflecting the surrounding greenery is presented. Tall trees line the water's edge, while a well-maintained lawn provides a natural setting. A wooden bridge crosses over to the other side, enhancing the tranquil atmosphere.

Apartment in Destin

Luxview

The Luxview was completely remodeled with a special attention to detail to make your stay exclusive. The warm and welcoming atmosphere is ideal for couples romantic gateway. Located in the HEART of Destin, within 2 minutes drive to the stunning beaches. The complex has 3 pools, a lake and a tennis court. Ideally located, you can walk to restaurants, shopping or to Big Kahuna's Water Park. Enjoy coffee and breakfast at sunrise or have a drink outside at night on the nice lakeview balcony.

Condo in Fort Walton Beach

4.78 out of 5 average rating, 146 reviews

Destin West Resort, Lazy River & Free Beach setup

This is a 3-bedroom, 2-bath condo that sleeps 8 people plus a baby. Destin West Resort offers great amenities: 700-foot long Lazy River, 7 Pools (some heated seasonally), 4 Hot tubs, State-of-the-art-Fitness Center and beautiful beach! You also have access to a Marina(bring your boat), picnic areas, water sports/boating rental (next door). The skybridge gives you easy access to both sides of the resort. Walking distance to Adventure Zone, the Gulfarium, the Boardwalk and fishing pier.

The living area features a comfortable sofa facing large windows that offer a view of the lake. A dining table with four chairs is positioned nearby. Decorative curtains frame the windows, enhancing the natural light in the space.

4.92 out of 5 average rating, 226 reviews

The Centre of Destin

Located in the middle of Destin, recently remodeled 1 bedroom apartment. Gated community, 0.8 miles from the closest public beach, on the first floor. Pet friendly, no pet fee/extra cleaning fee for pets. Fully equipped kitchen, Wi-Fi, 65 inch smart tv in the living room, beautiful view to the lake. The unit doesn’t have washer/dryer, laundry room is 100 yards away. The property has 2 tennis courts, 3 pools and grilling area. Very close to shops, restaurants and other attractions.

Top guest favorite

A bright living area features large sliding glass doors, allowing ocean views and natural light. The space includes a comfortable sofa, stylish armchair, and a round dining table. A mounted television is visible, and coastal artwork adds a touch of decor.

4.92 out of 5 average rating, 125 reviews

Pelican Upgraded 11th flr 1 bedroom -on the beach-

Stunning 11th-floor beachfront condo at Pelican Beach Resort with panoramic, unobstructed Gulf views from the living room, kitchen, dining area, and private balcony. Many guests spot dolphins right from the balcony each morning. Fully upgraded with new floors, a brand-new kitchen, and stylish furniture. Bunk beds feature personal flat-screen TVs. Enjoy high-speed Wi-Fi, Netflix on every TV, and beach chairs with umbrella conveniently stored in the unit. A guest favorite year after year!

4.85 out of 5 average rating, 176 reviews

An aerial view showcases the complex's scenic waterfront, featuring a serene pool surrounded by lounge chairs. Several boats are visible in the water, along with a fishing dock and sandy shoreline bordered by lush greenery and mature oak trees.

Condo in Mary Esther

Waterfront Condo w FREE Kayaks and Fishing Dock

WATERFRONT CONDO 🤗🏝️ *Two Free Ocean Kayaks for guests ($ 200/day value). Stay on the water with amazing views of the Santa Rosa sound and Okaloosa island, the pool is 5 steps away. *Large and airy one bedroom, one living room, kitchen and bath, TV in both the bedroom and living room. Endless relaxation days. *Kayaks are free to use for the entire stay, free life vests, kayak paddles, beach chairs. Please fill *We are 4 miles to Okaloosa Island and 9 miles to Destin Harbor.

A scenic view of a tranquil lake featuring a wooden bridge leading to a rounded structure. Palm trees surround the area, and a fountain is visible in the water, adding to the serene atmosphere of the community.