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Vacation rentals with lake access in Saint Andrew Bay

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Top-rated lake access rentals in Saint Andrew Bay

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A contemporary kitchen features light cabinetry and a spacious countertop adorned with a granite surface. Modern appliances are seamlessly integrated, including an oven and a stovetop. Stylish pendant lights provide illumination above the counter where three bar stools are arranged.
Townhouse in Rosemary Beach
4.99 out of 5 average rating, 137 reviews

Lux 30A Town Hm, Heated Pool, CART, Beach & Dining

Stay right on Scenic 30A in this Luxury Getaway & your family will be close to everything with a centrally-located villa. 30A Sandpiper perfectly interprets the Emerald Coast Seaside Spirit 🏖️ a peaceful retreat nestled along the most beautiful beaches in the Gulf of America 🇺🇸. Across 30A is The Big Chill, a 1st-class entertainment district with lots of f/b options. Master BR1 ensuite has spa-like bathroom. 2nd MBR & Great Room each offers balcony access. Property includes 5 ⭐️ Resort Style POOL

Guest favorite
A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.
Cabin in Youngstown
4.96 out of 5 average rating, 103 reviews

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

Top guest favorite
A spacious living area features a light-colored leather sofa arranged around a coffee table, with large glass doors providing ocean views. Two framed artworks are displayed on the wall, while natural light fills the room, complemented by modern ceiling fan and soft drapery.
Apartment in Panama City Beach
4.92 out of 5 average rating, 112 reviews

712 1650sf Modern Oceanview 5 Pool Jacuzzi

Must be 18 to Book !! Enjoy the ocean breeze at Laketown Wharf in this newly remodeled beautiful 4/3 Ocean view unit on the 7th floor. This unit comes with a white leather sofa, dining for 6+3 barstools, plenty of outdoor seating and a beautiful view of the beach. Several restaurants on site There are 5 pools, and 3 hot tubs all throughout the resort. Bedroom 1 king Bedroom 2 king Bedroom 3 king Bedroom 4 Full ✅Resort fee of $120 plus tax must be paid before arrival directly to the resort

Top guest favorite
A bright living area is showcased with natural wood flooring and warm lighting. Comfortable seating is arranged around a spacious coffee table, complemented by a textured area rug. A dining area with light chairs is visible in the background, enhanced by a decorative light fixture.
Townhouse in Santa Rosa Beach
4.97 out of 5 average rating, 103 reviews

Luxury Townhouse in Santa Rosa Beach - The Zen Pad

Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

Top guest favorite
A well-appointed living area features a comfortable sofa adorned with decorative pillows and illuminating lamps on either side. A wooden coffee table sits in front of the sofa, while a kitchenette with modern appliances is visible in the background. Natural light filters in through a nearby window.
Condo in Panama City Beach
4.95 out of 5 average rating, 110 reviews

Near 30A, 2nd Floor condo Lake View, Private Beach

Located in an exclusive community, Carillon Beach Resort Condo, is in a beautiful neighborhood featuring a canopy of oak trees lining the paved sidewalks. Guests enjoy eight walkover access points to 3900 feet of sugar sand beach. You'll find shopping, restaurants, a cafe, a salon, and even a fitness center on Carillon Market Street. Paddleboarding, kayaking, and bicycle rentals are available on-site at Shiprwrecked LTD. This home is two-and-a-half miles from Rosemary Beach, with restaurants.

Top guest favorite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Panama City Beach
4.89 out of 5 average rating, 141 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

Top guest favorite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Condo in Panama City Beach
4.95 out of 5 average rating, 176 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Top guest favorite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Panama City Beach
4.99 out of 5 average rating, 298 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Top guest favorite
The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.
Condo in Inlet Beach
4.99 out of 5 average rating, 168 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Praised by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to one of Florida’s most beautiful beaches, Inlet Beach! This dreamy full-studio sleeps 4 (4 beds), & is located beachside of the 30A National Scenic Gulf Coast Byway; walk to Rosemary Beach & Inlet’s dining & stylish town centers. Featuring a clean Cali-Florida vibe, POOL, GRILL pavilion, beach gear, 65” TV, ultra-equipped kitchen, & sunsets from your private outdoor living area. Park your car, walk everywhere!

Superhost
Condo in Panama City Beach
4.84 out of 5 average rating, 120 reviews

Sweet Dreams Gulf Views Are Made Here!

"SWEET DREAMS"6th FLOOR- SUPER HOSTED- FRESH PHOTOS All newer furnishings, APPLIANCES, AC, LVP FLOORS, paint, linens, bedding (memory foam king) CUSTOM PRIVATE BUNK/full BATH, Smart TVs at the end of each bunk! Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 810 Bowling and Games, restaurants, 2 HOT TUBS! HURRY TO REFRESH and REJUVIENATE your SOUL!

Top guest favorite
The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.
Condo in Panama City Beach
4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Guest favorite
A private balcony provides a coastal view of the beach and ocean, featuring comfortable wicker seating and a small table. The space is complemented by decorative pillows, with sunlight illuminating the inviting outdoor area.
Condo in Panama City Beach
4.84 out of 5 average rating, 158 reviews

TIME TO RELAX! {BEACH,POOL,TIKI BAR,GYM} *REGENCY*

This beach condo is a spacious 3 Bedroom 2 Bath - The deck is west facing with beautiful sunset views from the 4th floor. Amenities: Tiki hut with food and beverage services, full gym, jacuzzi, two pools (one heated) & Kiddie Pool :) Primary guest must be 23 years or older(please inquire if not). Private WiFi for guest privacy FREE Beach chair & Umbrella on-site We have 7 total beds- 2kings, 2 queens, 2 twins! Perfectly fit for 12 guests!

Popular amenities for Saint Andrew Bay lake access rentals

KitchenWifiPoolFree parking on premisesAir conditioning

Lake access house rentals

Guest favorite
Home in Panama City Beach
4.92 out of 5 average rating, 13 reviews

Step onto the Beach | Sleeps 8 | Updated

Top guest favorite
A tranquil pool features two loungers with adjustable backs under a large umbrella. The surrounding patio is paved and includes seating arrangements visible in the background, alongside a shaded area with a gas grill. Lush greenery and a fenced yard enhance the private atmosphere.
Home in Panama City Beach
5 out of 5 average rating, 57 reviews

PCB/30A-Private 3/2 Home Heated Pool Walk to Beach

Top guest favorite
An inviting private pool area is showcased, featuring a rectangular salt-water pool surrounded by gray stone pavers. Four lounge chairs are arranged neatly beside the pool, with a palm tree adding a touch of greenery. A covered patio provides shaded seating options.
Home in Panama City Beach
5 out of 5 average rating, 60 reviews

Winter Oasis • Inlet Beach • Pier Park • Top Golf

Guest favorite
The exterior of a modern beach home is illuminated in the evening, highlighting its clean lines and welcoming entrance. Palm trees are positioned on either side of the driveway, complementing the serene atmosphere of the neighborhood.
Home in Inlet Beach
5 out of 5 average rating, 23 reviews

"Sun Kissed" Gulf Views, Putting Green, Pool Table

Top guest favorite
A modern kitchen and living area are showcased with sleek white cabinetry and a spacious island featuring stone countertops. A gas stove and double oven are integrated into the kitchen design. Natural light enters through windows, illuminating the inviting seating area.
Home in Rosemary Beach
4.99 out of 5 average rating, 85 reviews

The Salty Dog . 4BR . Public Beach & Pool Access

Top guest favorite
A serene view of a sandy beach with gentle waves lapping at the shore. A solitary bird is spotted near the water's edge, while beachgoers can be seen in the distance under colorful umbrellas. The sky is partly cloudy, creating a calm atmosphere.
Home in Panama City Beach
4.92 out of 5 average rating, 36 reviews

Condo: Shore Beats Work

Superhost
Home in Panama City
5 out of 5 average rating, 3 reviews

Lakefront Retreat with Hot Tub, Pool and Fire Pit

Guest favorite
A modern kitchen features a large central island with seating for four. White cabinetry and marble countertops are complemented by stainless steel appliances. Ample natural light enters through the windows, highlighting the sleek design and functionality of the space.
Home in Panama City Beach
5 out of 5 average rating, 19 reviews

Modern Bayfront Home/Walk to Beach/Private Pool

Lake access apartment rentals

Top guest favorite
A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.
Apartment in Panama City Beach
4.96 out of 5 average rating, 51 reviews

Barefoot Bungalow Beachfront

Guest favorite
A bright dining area features a small table with two white chairs positioned by a large window. A potted plant sits at the center of the table, while the stunning view of the ocean stretches out beyond the window, showcasing vibrant blue and green hues.
Apartment in Panama City Beach
4.84 out of 5 average rating, 38 reviews

Stunning fun-filled beachfront condo

Top guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.89 out of 5 average rating, 128 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Panama City
4.95 out of 5 average rating, 41 reviews

Emerald Coast Sea-renity.

Top guest favorite
Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 39 reviews

Newly renovated modern studio steps from the beach

Guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.96 out of 5 average rating, 78 reviews

Paradise in Pirates Cove

Top guest favorite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Apartment in Panama City Beach
4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

Guest favorite
Apartment in Panama City Beach
4.92 out of 5 average rating, 13 reviews

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Lake access cottage rentals

Top guest favorite
Cottage in Panama City Beach
5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Guest favorite
A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.
Cottage in Santa Rosa Beach
4.96 out of 5 average rating, 107 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Guest favorite
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.76 out of 5 average rating, 34 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Top guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.91 out of 5 average rating, 45 reviews

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

Guest favorite
A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.
Cottage in Southport
4.91 out of 5 average rating, 33 reviews

4 Person Lake Front Cottage with Kayaks

Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Panama City Beach
4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!

Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.73 out of 5 average rating, 15 reviews

30A Beach Access, Sea La Vie

Destinations to explore