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Vacation rentals with lake access in Morgan County

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Top-rated lake access rentals in Morgan County

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Guest favorite
A wooden dock extends into a calm lake, reflecting the evening sky's soft blues and subtle clouds. The surrounding hills are visible in the background, providing a serene atmosphere. A covered boat slip is positioned at the end of the dock, enhancing the lakeside experience.
Home in Gravois Mills

Large Lake House by Coconuts

The Lake House is ideal for a few individuals or a large group. Get away on the quiet side of the lake with 170' of shore front, beach, fire pit, picnic area, and dock. 1,000' (5 min walk) from the popular Coconuts! 6 bedrooms with 9 beds, 3 couch/futon and 3 baths in this 2,500 sqft home is waiting for you! Large kitchen and living room area. Bottom porch is screened and the upper porch is ready for the kids! Less than 20 minutes to Ozark International Raceway. Please list guest count accurate

4.9 out of 5 average rating, 105 reviews
Top guest favorite
A private cabin with a wooden deck overlooks the Lake, surrounded by lush greenery. The building features large windows and is situated on a rocky shore. A shaded area with a canopy provides a comfortable space for outdoor relaxation.
Guesthouse in Barnett

Hickman cabin

Private cabin on beautiful Lake of the Ozarks. Relax, swim or fish from the dock, enjoy a cocktail and a gorgeous sunset! We have 2 kayaks available for rent. 20/day per kayak. Pay if/when you use them. Life jackets must be worn when operating kayaks. Life jackets are in dock box. Kayaks for DAY use only. Kayaks not for rent if water temp. is below 65F. The Loop 2 and LOTO parks are fairly close We offer a hot tub. PLEASE READ INFO ON SPA AND OFF ROAD PARKS UNDER 'OTHER DETAILS TO NOTE'

4.96 out of 5 average rating, 406 reviews
Top guest favorite
The lakeside home is illuminated at night, showcasing multiple decks adorned with warm outdoor lighting. The three-level structure features large windows and sliding glass doors, providing views of the surrounding area. The deck is set against a backdrop of natural landscaping.
Home in Gravois Mills

*Wow, Luxury 5BR, 4BA Edgewater Escape w/ Hot Tub!

This phenomenal lakeside home has 5 bedrooms, 4 baths, hot tub, swim dock and is built for entertaining with over 3000 sq ft of space! Enjoy swimming in the quiet cove and take advantage of our two kayaks, pedal boat, SUP & fishing. Inside, enjoy our gourmet kitchen, shuffle board, foosball table, games and multiple decks to enjoy the view! Located on the 7MM just a few minutes by water to H Toads and Shady Gators. With space to sleep your entire family & friends, come relax with us!

4.97 out of 5 average rating, 190 reviews
Guest favorite
A collage showcases the lakefront property, featuring a spacious dock with boat access, a cozy fire pit area surrounded by seating, a comfortable living room with a stone fireplace, and a covered outdoor space for relaxing. Lush greenery surrounds the setting.
Home in Eldon

The Lake Front Oasis in Eldon•Near Bagnell Dam

This luxury lakefront retreat is in a private cove at 2.5 MM! Enjoy lake views from the decks, dock, or fire pit. Includes a full kitchen, outdoor bar, and private dock with boat slip. Water toys included: kayaks, paddle boards, lily pad and fishing poles. Just minutes from Bagnell Dam Strip, the Boat House, Backwater Jacks, JB Hooks, several golf courses and many more restaurants, bars, and attractions. Perfect for families or friends looking to relax, explore, and make lasting lake memories!

4.93 out of 5 average rating, 107 reviews
Top guest favorite
Home in Rocky Mount

Heated Pool! Outdoor Kitchen! Private Dock w Pier!

Take it easy at this unique and historic old ski school from the 50s that is now a beautiful lake house on the 5mm. Relax or fish on the grandfathered in pier or take a swim in the heated pool with tanning ledge. Hang out around the firepit while you take in the 240 feet of flat shoreline. The house is packed with lots of games for both indoor and outdoor. With a beautiful standalone rustic cabin, this is a hidden gem at the lake. Paradise Pier is a short 3-minute walk to Jolly Rodgers

5.0 out of 5 average rating, 37 reviews
Top guest favorite
A clear, inviting swimming pool is surrounded by a spacious patio area. Several lounge chairs provide seating options under shaded umbrellas. Trees are visible in the background, reflecting in the water. The pool's edges are bordered by a decorative stone wall.
Cottage in Lake Ozark

Treetop Village lake front w/ Indoor Pool access

Owner managed, owner maintained, owner cleaned. Access to new Indoor Pool! On the water, octagon-shaped cottage. Unique architecture with rough hewn interior finishes and exposed beams and 180 degree views of the 13 mile marker cove. Close to night life, shopping, winery, marinas, and restaurants. Outdoor decks provide serenity under giant oaks with a great view of the main channel. The cottage is steps away from 1 of 2 outdoor pools and boat slips. This is a whole house rental.

4.95 out of 5 average rating, 101 reviews
Top guest favorite
A welcoming porch features a vibrant green door and wooden decking, surrounded by natural greenery. Two comfortable chairs are positioned for relaxation, enhancing the inviting entryway to the house.
Home in Gravois Mills

Emerald A Lakefront w/ Hot Tub

Welcome to our Lakefront Oasis at the beautiful Lake Ozark! Experience the epitome of lakeside in our stunning, stylishly decorated house that's perfect for four guests. Nestled on the serene shores of the Lake of the Ozarks, this tranquil retreat promises an unforgettable getaway. Whether you're seeking a romantic escape or a family-friendly vacation, our Lakefront Oasis offers the ideal setting to create lasting memories. Take advantage of our boat slip and bring your boat along!

4.98 out of 5 average rating, 256 reviews
Top guest favorite
Home in Barnett

Bird's Nest: Western-view A-frame, private dock

No matter the season, no matter the reason, this all-season A-frame is built to deliver. Fish in deep water, read in the cozy loft, go gourmet in the fully-equipped kitchen, grab some floaties and float in the waves the boats make in summer, or sit on the dock and listen to the wildlife in the off-seasons. Two porches off the house and an over-water martini deck provide ample opportunities for taking in the views, and each comfortable, stylish room boasts a sunset view of the water.

4.96 out of 5 average rating, 26 reviews
Top guest favorite
Two blue mugs are placed on a glass-topped table overlooking the serene lake. The calm water reflects the surrounding tree-covered hills, creating a peaceful setting. Soft morning light illuminates the scene, enhancing the tranquil atmosphere of this lakeside retreat.
Home in Edwards

Rippling Point Lakefront House

Secluded at the end of a private drive on the quiet end of the Lake of the Ozarks, our lake home offers recreation, relaxation, and fishing opportunities. The house is on the water at the 67MM of the lake and features 300 feet of private shoreline. A deck that overhangs the water is just a few steps from a patio equipped with a propane/charcoal grill and outdoor cooking area. Two kayaks are included to explore the shoreline and its wildlife. An inviting hot tub beckons.

4.96 out of 5 average rating, 301 reviews
Guest favorite
A modern kitchen features white cabinetry and granite countertops, complemented by stainless steel appliances. A spacious wooden island with seating is highlighted, illuminated by a chandelier with hanging bulbs. Natural light pours in from a nearby window, enhancing the open and inviting layout.
Home in Gravois Mills

Lakefront | 3BR | FirePit | Gazebo | Kayak | Games

Enjoy Peaceful Days and Relaxing Evenings at Buck Creek Lodge at the 7mm of the Main Channel! * 3 Bedrooms - 2 Full Baths - 1,350 sqft - Sleeps 10 * 1 King, 2 Queen, 4 Single Beds * Concrete Fire Pit * Open Concept, New Appliances * Balcony w/ Seating * Patio w/ Games * Lakeside Gazebo w/ Kayaks, Swim Pad, and Life Jackets * 10’x10’ Swim Dock w/ PWC lift, No Boat Slip, 5' water * Gas BBQ * WiFi 200 MBps * Smart TVs * Laundry Off Kitchen * Free Early Check-In when Possible

4.97 out of 5 average rating, 158 reviews
Superhost
A rustic cabin is nestled among trees, featuring a sturdy wooden structure with a green metal roof. A pathway lined with stones leads to the front porch, which is complemented by a wooden bench. Nature surrounds the space, enhancing its cozy appeal.
Cabin in Stover

Cozy Cabin at Water's Edge

This cabin is the perfect place for a family vacation, girls retreat, or lodging for an avid hunter or fisherman. Conveniently located just 3 miles outside the small town of Stover and roughly 30 miles from both Lake of the Ozarks and Truman Lake, it's the perfect location to relax and unwind. We have no TVs in the cabin, but offer fast and free wifi for easy streaming on all your devices. We do ask that there is no smoking and no parties held on the property.

4.86 out of 5 average rating, 50 reviews
Top guest favorite
A vibrant orange lily pad swim mat floats on the water, with three individuals enjoying the sun. The large dock is visible in the background, featuring seating and a shaded area, set against the calm lake surface surrounded by trees.
Cottage in Gravois Mills

8MM | Dock/Slip | Cove | VIEWS | Adventure!

Our family cottage sits on 100’ of lakefront in a natural lake setting. Spacious living with expansive views and a private dock. Swim off the dock or relax on the lily pad from dawn until dusk and enjoy sunset over the large, protected cove. Create more lake memories at our fire-pit and outdoor charcoal grill. Bring your own boat to tie up to the dock during your stay. Close to movie theater, grocery stores, and restaurants by land or water.

4.99 out of 5 average rating, 120 reviews

Popular amenities for Morgan County lake access rentals

KitchenWifiPoolFree parking on premisesAir conditioning

Lake access house rentals

Guest favorite
Home in Lake Ozark

Private Pool/spa/ HOA dock/walk to HToad / Shady's

4.8 out of 5 average rating, 119 reviews
Guest favorite
A calm lake reflects the orange and purple hues of a sunset, with gentle ripples across the water surface. A dock is visible in the foreground, providing access to the serene scene, framed by trees in the upper corners.
Home in Lake Ozark

Sunset Lake Retreat: kayaks & NEW: boat rental!

4.9 out of 5 average rating, 237 reviews
Superhost
The exterior of the home features a spacious deck with sliding glass doors leading into the living area. Surrounded by trees, the property includes a stone retaining wall and patio area for outdoor relaxation.
Home in Lake Ozark

**5 BR**STEPS AWAY FROM H. TOAD'S AND SHADY GATOR!

4.89 out of 5 average rating, 143 reviews
Top guest favorite
An aerial view captures a serene lakeside property featuring a private dock with a covered boat slip. The lush greenery surrounds the water, with a spacious grassy area suitable for outdoor activities. A modern cottage is visible among the trees, creating a peaceful retreat.
Home in Edwards

Blue Cottage Cove, Lakefront

4.98 out of 5 average rating, 54 reviews
Top guest favorite
Home in Lake Ozark

Lakefront Villa w/Dock Sleeps up to 10!

5.0 out of 5 average rating, 9 reviews
Guest favorite
A peaceful lakeside setting is presented, featuring a grassy area leading to the water. A dock with seating is visible in the foreground, while homes with varied architecture line the shore. Lush trees and clear blue skies add to the serene atmosphere.
Home in Barnett

LOTO Lake house with Bunkhouse, Hot tub, NEW DOCK!

4.91 out of 5 average rating, 79 reviews
Top guest favorite
A cozy living room space is highlighted by exposed wooden beams on the ceiling. Seating includes a sofa and two light blue armchairs, arranged around a central coffee table. A television is mounted on the wall, and natural light enters through the windows, creating a welcoming environment.
Home in Rocky Mount

The Blue Heron Cottage- NO WAKE COVE

4.97 out of 5 average rating, 30 reviews
Guest favorite
The rustic cabin is set against a serene sunset sky, reflected in the calm water of the cove. A private dock with lights and a boat ramp is seen in the foreground, flanked by a landscaped pathway leading to the cabin's inviting entrance.
Home in Rocky Mount

Copper Cabin - No Wake Cove, Kayaks & Fire Pit!

4.9 out of 5 average rating, 40 reviews

Lake access apartment rentals

Guest favorite
Apartment in Lake Ozark

Family Condo w/ Stunning Lake View, Screened Deck!

4.89 out of 5 average rating, 118 reviews
Guest favorite
A scenic view showcases a lakefront pool area, surrounded by lounge chairs and shaded cabanas. The calm, blue waters of the lake extend into the distance, while lush green hills provide a backdrop under a clear sky with scattered clouds.
Apartment in Village of Four Seasons

Waterfront Main Channel View! No Stairs! Hot Tub!

4.92 out of 5 average rating, 210 reviews
Top guest favorite
Apartment in Lake Ozark

Beautiful Lake Ozark Condo with NO cleaning fees

4.95 out of 5 average rating, 22 reviews
Guest favorite
Apartment in Rocky Mount

2 Bed w/ Hot Tub & Lake views in Rocky Mount

4.92 out of 5 average rating, 37 reviews
Superhost
The spacious deck is framed by wooden beams, offering a view of the serene Lake of the Ozarks. The lake is visible in the distance, alongside marinas and surrounding greenery that complement the scene. Sunlight illuminates the deck, enhancing the atmosphere.
Apartment in Rocky Mount

1 Bed 1 Bath apartment with view

5.0 out of 5 average rating, 3 reviews
Guest favorite
Apartment in Lake Ozark

Welcome to The HIPPY HAVEN good vibes, groovy stay

4.94 out of 5 average rating, 18 reviews
Top guest favorite
The living room is designed with large sliding glass doors providing abundant natural light and access to the balcony. A comfortable reclining sofa, loveseat, and chair are arranged around a rustic coffee table. Decorative elements include a wall-mounted star and a modern ceiling fan.
Apartment in Village of Four Seasons

Ozark Oasis Retreat

5.0 out of 5 average rating, 21 reviews
Top guest favorite
The living area is furnished with a comfortable sectional sofa and a tan armchair, complemented by a wooden coffee table. A lamp provides soft illumination, while decorative letters spelling 'HOME' adorn the wall. The space is carpeted and has a relaxed atmosphere.
Apartment in Lake Ozark

spectacular lake view condo

4.9 out of 5 average rating, 30 reviews

Lake access cottage rentals

Top guest favorite
An aerial view showcases a serene lakefront setting, featuring lush green trees surrounding the property. A small outdoor pool is visible among the trees, with a covered boat dock and slips situated adjacent to the water.
Cottage in Village of Four Seasons

Lake Front Cottage - Four Seasons - Mile Marker 13

4.99 out of 5 average rating, 102 reviews
Superhost
A charming cottage is set among lush green grass and tall trees. The home features a welcoming porch adorned with hanging plants, inviting relaxation. A staircase leads to the upper level, while a well-maintained yard enhances the serene outdoor ambiance.
Cottage in Versailles

4 Bedroom Comfortable Cottage

4.83 out of 5 average rating, 23 reviews
Guest favorite
Two comfortable chairs are positioned around a fire pit on a grassy lawn, overlooking a serene lake scene. The sunset casts a warm glow, reflecting off the water, enhancing the peaceful ambiance of the lakeside setting.
Cottage in Lake Ozark

Beautiful Lakefront Home-Sunset View, Dock, Kayaks

4.91 out of 5 average rating, 98 reviews
Superhost
A lakeside view captures the two-story cottage nestled among trees, with a private dock displaying kayaks and a pontoon. A grassy area with chairs provides a cozy spot for gatherings, while the calm waters reflect the surrounding greenery.
Cottage in Edwards

Tranquil Lake Front 3 BR Cottage W/Private Dock

4.94 out of 5 average rating, 64 reviews
Guest favorite
Cottage in Edwards

Cliffside Hideaway*Lake Views*17 acres*Eagles

4.93 out of 5 average rating, 40 reviews
Top guest favorite
Cottage in Gravois Mills

Stunning sunrise views and your own private dock!

4.93 out of 5 average rating, 44 reviews
Top guest favorite
A dock equipped with a covered area holds multiple kayaks and a boat, situated in the calm waters of Buck Creek Cove. The scenic backdrop features a cozy cottage along the shoreline, surrounded by lush trees, illuminated by soft evening lights.
Cottage in Sunrise Beach

Powell Lakehouse | Hot Tub, Dock & Sunset Views |

4.99 out of 5 average rating, 87 reviews
Superhost
A tranquil view of a lakeside home set against lush greenery. Large windows reflect the surrounding trees in the calm water below. A wooden deck extends out to the water, offering a space for relaxation and outdoor activities.
Cottage in Rocky Mount

Wonderful Remote Lake Cabin! Fish from Deck & Dock

4.71 out of 5 average rating, 34 reviews